Credit Risk Analyst
Are you a motivated individual looking for a high profile role within credit risk? Perhaps you’re at the start of your career and ready to develop your credit risk management skills and advance your career within a growing UK wide AIM’s listed, people centric Consumer Finance business? If yes, then this could be the role you’re looking for!
Our business is going through significant strategic change; were diversifying, and the launch of our online instalment product is growing! This important step in the evolution of our business has created a brand new and unique career opportunity for a Credit Risk Analyst to be take ownership for driving our online business forwards.
This is a fantastic opportunity for a confident individual looking to embark on the next step in their career, to own the analysis, insight and business intelligence that drives business performance, and would suit someone looking for a role that will provide both autonomy and accountability.
About the Role
As a Credit Risk Analyst you will be a key influencer operating at a strategic level, building strong and influential relationships with senior stakeholders, and will play a crucial role in driving and optimising credit decision making.
Your key focus will be our online instalment product, Dot Dot Loans, working on the development of risk management strategies including new customer acquisition and existing customer re-lending, undertaking analysis to ensure lending is in accordance with Credit Risk Policy, investigating issues trends and emerging issues and developing appropriate solutions to deliver improved business performance, and performing analysis on data gathered from Credit Reference Agencies to design and develop innovative approaches to the credit approval process. Although the role focuses on our online lending Business, there will be plenty of variety and opportunities for you to support our core Home Collect Credit business too.
- You’ll receive a competitive salary and an attractive benefits package including; mobile phone, laptop, Life Assurance (4X salary); Health Cash Plan; Pension up to 7% matching contribution; 25 days holiday; regular incentives and more!
- We’re committed to developing our people; we will invest in any additional training needed to align to best practices, and will help support you to build your technical and soft skills
- You’ll establish yourself within our business, operating at a strategic level and building strong and influential relationships with stakeholders at all levels, from our support teams to our executive team.
A highly motivated individual with up to two years previous experience of credit risk management and associated analytical techniques, and educated to degree level in Mathematics, Statistics or economics. You will have excellent analytical and numeric skills, advanced level Excel, and the ability to drive insight from data and recommend action, as well as deliver accurate results within tight deadlines.
Ideally you will have experience of SAS Enterprise Miner / SAS Enterprise Guide, proven experience of credit risk scorecard and engine design development, and knowledge of Credit Reference Agency data and reporting, however this can be learnt in the role with the right attitude and aptitude.
More about Morses Club PLC
We are one of the largest home collected credit providers in the UK. Our expertise is based on over 130 years’ of experience within our industry, and we pride ourselves on our friendly and personal service. We are dedicated to providing our customers with an excellent service and in return our people receive the support they need to develop an exciting and rewarding career.