Senior Underwriter

United Kingdom
35000.00 - 40000.00 GBP Annual + GBP35000 - GBP40000/annum
17 Mar 2017
01 Apr 2017
Contract Type
Full Time
Senior Underwriter

Our client, a fast growing and forward thinking financial services organisation, are looking to expand their already highly successful underwriting team with the addition of a further experience senior underwriter. As the perfect candidate you will already have several years manual underwriting experience under your belt, preferably in a specialist sector such as specialist Buy to Let or Credit repair mortgage and have held a substantial personal mandate. In return for your skills, you will be joining an organisation who want to develop you further.

Your key duties will be:

Underwrite allocated applications to offer, within assigned mandate level and agreed service standards, requesting further information from relevant stakeholders where required and verifying this on receipt

Offer mortgages to approved borrowers, within assigned mandate level and agreed service standards, requesting any outstanding information if required and verifying it on receipt

Review Agreement in Principle requests in a timely manner ensuring that the information meets the requirements of the Lending Policy and confirms decisions to the relevant intermediary

Communicate with intermediaries by telephone and in writing, handle objections and provide objective feedback to any questions

Work closely with the sales team to take consideration of time pressures and customer journey

Manage escalations and resolve technical queries from other team members

Support the management team with the implementation of policy

Contribute to underwriting team meetings giving the benefit of your experience

You will need:

To have held an individual mandate

Have a minimum of three years manual mortgage/bridging underwriting experience

Be an excellent communicator with the capability to train and mentor others

Preferably have experience of putting together recommendation reports for loans outside of criteria