MORTGAGE UNDERWRITER (PERMANENT)

Recruiter
Project Practice
Location
Surrey
Salary
40000.00 GBP Annual
Posted
18 May 2017
Closes
25 May 2017
Category
Accounting
Function
Consultant
Contract Type
Permanent
Hours
Full Time

MORTGAGE UNDERWRITER (PERMANENT)

SALARY: GBP40k

LOCATION: STAINES

Project Practice is excited to announce a fantastic permanent opportunity for a seasoned Underwriter with a Challenger Mortgage Lender. You will play a key role to assess individual cases and make lending decisions within the most up to date regulatory standards.

Job Responsibilities:

  • Regular contact with the distribution network and deliver excellent service to them
  • Responsible for underwriting second charge mortgages for Buy to Let and Residential sectors
  • Manage a seamless application process
  • Complete underwriting within assigned times and agreed SLA's
  • Assist the Manager to assign applications to the team
  • Approve applications in line with the company's Lending Policy
  • Maintain consistency in the team with underwriting decisions
  • Train and develop the team members
  • Guide the broker network to ensure unified lending
  • Ensure responsibilities regarding TCF, AML, Financial Crime are carried out appropriately with respect to the policies of the organisation

Qualifications/Requirements:

  • Solid understanding and experience in underwriting for first charge/second charge mortgage lending
  • Previous experience in managing a team
  • Solid experience in working with broker network and managing relationships
  • Good knowledge of TCF, FCA and mortgage related regulations such as ECMD and MCOB
  • Dealing with Credit Bureau for Underwriting
  • Experience in Fraud Prevention/Detection
  • CeMap qualified or industry equivalent - desirable but not essential

If you are a First Charge/Second Charge Underwriter and looking to work for a Challenger Lender than this is the role for you! Please send your CV as soon as possible.