Mortgage Underwriter

35000.00 - 38000.00 GBP Annual + GBP35000 - GBP38000/annum Annual bonus & flexible benefits
21 Jun 2017
19 Jul 2017
Contract Type
Full Time
Mortgage Underwriter

Leatherhead, Surrey

Salary GBP35 - GBP38k DOE + bonus scheme (OTE GBP41k - GBP44k)

Company Pension, Private Health Care, Free parking

Flexible Benefits platform

The Role:

The Lender is based in a beautiful part of Surrey with excellent rail links to Epsom, Wimbledon and London.

The creation of a new Mortgage Underwriter position for residential properties provides genuine proof of the consistent success of this underwriting team in a progressive specialist mortgage business that distributes via the financial intermediary channel.

You will have responsibility for the manual underwriting of new residential mortgage applications and you will have the chance to join an exciting, growing business, and benefit from the opportunities that this brings for career development. As professional and focused as the team members are, they still manage to create an environment that is very enjoyable, friendly and supportive - a view supported by those who have joined the Company over the last two years.

Key responsibilities of the Mortgage Underwriter:

You are someone who is focused on delivering a first class, pro-active customer service through inbound and outbound communication to all case stakeholders including introducers, service suppliers, reference providers, and occasionally, applicants. To achieve this you will need to build a thorough understanding of the products offered by the Company, its lending strategy, credit risk policies, and processes.

Assessing and processing each mortgage application on a predominantly manual basis you will be responsible for assessing borrower creditworthiness and the underwriting credit risk from initial receipt through to completion. In so doing you will be underwriting new applications to pre-defined credit risk policy and service level agreements, ready up to mandated levels or ready for credit committee approval.

Ultimately, you will need to be very comfortable supporting the processing team and underwriting peer group in delivering an excellent, compliant service with a prompt and accurate decision at each stage of the process.

Skills Profile:

* A pre-requisite for the role is that candidates have a current Underwriting Mandate with sound experience of manually underwriting residential mortgages in the UK regulated mortgage environment
* Excellent administration, computer literacy and telephone communication skills
* Ability to provide leadership and work well under pressure
* Well-honed inter-personal skills to support a pro-active and positive approach to conducting business in a professional manner that adds value for both customer and Company
* Experience of working to tight deadlines with a "can-do" attitude
* Ensuring a high level of accuracy of data entry and ongoing record keeping
* Well educated and ideally some CeMAP qualification
* Thoroughness to ensure positive outcomes of cases being handled

If you are interested in this position please apply on-line or contact Roger Holden at Graham Rose Ltd: (Apply online only)