Senior Credit Risk Analyst

Recruiter
Anonymous
Location
Somerset
Salary
35000.00 - 45000.00 GBP Annual + GBP35000 - GBP45000/annum
Posted
05 Sep 2017
Closes
03 Oct 2017
Category
Accounting
Function
Analytics
Contract Type
Permanent
Hours
Full Time
Senior Credit Risk Analyst

Consumer Credit

Our Client is a highly successful Fintech Financial Services company, undergoing a significant expansion programme.

They are looking for an experienced Credit Risk Analyst to provide analysis on the performance drivers of the portfolio. Through the use of a Champion/Challenger approach, the Analyst will propose policy changes in order to optimize the risk and reward equation, from account acquisition to collection procedures to ensure alignment with Risk Appetite.

KEY RESPONSIBILITIES

??Provide insight and reporting on the performance of the account acquisition strategy

??Provide reporting and insight on the performance of collection strategy

??Measure the achievement of the risk adjusted margin for all accounts

??Monitor adherence to all criteria and policies

??Develop and maintain appropriate third party relationships

??Build Test Matrix to constantly improve performance

??Ensure all vintage acquisition cohorts are in line with the risk appetite and profitability objectives

??Develop bespoke score cards across the credit cycle

??Build, manage and evolve daily KPI.s

??

ESSENTIAL REQUIREMENTS

??SAS

??Good numerical degree

??Proven experience in a consumer credit environment

??Development of bespoke consumer credit scorecards

??Knowledge of regulatory and legal requirements relevant to the role

??Solid proactive hands-on personality with solid work ethos

??Champion/Challenger mindset

??Team Player able to build good 360 degree relationships

??UK Driving licence and own vehicle